Roof insurance claims: damage, evidence, process

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Every subject covered on Roof Insurance Claim Guide, grouped so you can read a whole area rather than one page of it. Each page is dated and says who wrote it.

A storm damaged roof with debris across it

Recently updated

The newest changes across the site. Every page carries the date it was last reviewed.

PageWhat it coversKindUpdated
Hail and your policyThe policy wording that decides a hail roof claim: cosmetic exclusions, roof payment schedules, separate hail deductibles and what changes at renewal.articles
Wind damage explainedHow wind damage to a roof actually happens: uplift and suction, why edges and corners fail first, and what it looks like on each type of roof covering.articles
Hail claim basicsHow a hail damage insurance claim works from the storm to the final payment: notice, deadlines, the adjuster visit, the scope, supplements and the two payments.articles
Wind claimsHow wind damage roof insurance claims work: fixing the date of loss, documenting the first day, the roof edge, matching, interior water and the payments.articles
Hail payoutWhy there is no average hail roof payout, how a hail settlement is calculated, and which four figures decide what actually reaches you.articles
Tile repairWhat insurance pays on a tile roof repair: the scope beyond the broken tile, matching, access breakage, and why the estimates rarely agree.articles
Adjuster visitHow to prepare for a roof insurance adjuster visit: the documents to have ready, what happens on the roof, what to ask and what follows the inspection.articles
TileHow a tile roof insurance claim is assessed: cracked against weathered tile, the underlayment question, matching discontinued tile and documenting damage.articles

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